A SECRET OF
FINANCIAL MANAGEMENT
By: Safir Senduk

From IndoExchange.com

A huge earning is usually considered for measuring the wealth of someone. However, why do so many people with huge income frequently end up running out of money in the middle or at the end of the month? What is the problem?
If you have a job now, do you remember the first one you ever had? Usually, the first experience on work is the most unforgettable experience.
Let’s take an example. Anto was still living with his family until he got a job at the age of 23, as a clerk in a trading company. At that time, he had just graduated. Although he had to go through a probationary period, Anto was so excited when he knew that he would get his first salary. His salary was Rp 600,000, which he would receive on the 27th.
We can guess what he would want to do: he wanted to treat his family. He wanted to express his gratitude for getting a salary for the first time in his life, and he also wanted to show them that he was independent now.

How To Give Up Smoking For Good

Want to kick the smoking habit?  This ebook will give you the guidance that you need. 

Some of the topics that are covered include:

·         The dangers of smoking

·         Smoking's grim statistics

·         Why it is so difficult to stop smoking

·         Different quitting methods

·         Preventing relapse

·         Why support systems are so important

·         Plus much more!

 just here 

HOW TO DESCRIBE LEARNING AND TEACHING

BACKGROUND

In teaching process we will find how to describe learning and teaching, material of learning has many kinds of how to describe learning and teaching. For knows what’s the meaning describe leaning and teaching we should do many practice theory ally. One of our experiences to makes learning and teaching process be conducive situations. It does for master of learning and teaching so that it will be easier to practice. When we want to master it we have to know how to describe learning and teaching such us: first we have to know what we know about language learning. Second, what elements are necessary for successful language learning in classroom? Third, how do the three elements of ESA (Engage, Study, and activate) fit together and lesson sequences? And the last but at least what teaching models have influenced current teaching practice.

PURPOSE OF LEARNING AND TEACHING

In leaning and teaching process has many purposes such us we can know learning and teaching process, can manage the material of learning and teaching process and then when we combine and describe learning and teaching process, know the characteristic of students and emotion of students. Therefore we can do many activities as long as we want to make learning and teaching process is better.

Cure for Tinnitus

My personal battle with Tinnitus and what I went through: 

It was about 7 years ago now that I had a serious case of Tinnitus myself. It really drove me nuts and I was determined to find out how to stop the ringing. 

I spent thousands of dollars seeing doctors and trying alternative therapies that I was told would work. When I was paying $70 per session at a clinic it really got out of control, especially after seeing them several times. After spending over $2330 on therapies that clearly weren't working, I decided to research Tinnitus myself. I spoke to specialized doctors, read medical journals and interviewed 40 people with the same condition.

After finding lots of different "at home treatments" it was time to do some testing. I tested over 60 different treatments that are suppose to help Tinnitus. I devoted 2 years to my research and spent a further $1800.

And do you know what I found? I found 11 brilliant techniques that drastically helped reduce and completely stop the ringing in my ears.

 click here

A Garden For The Whole Family

You can have the most elaborated back yard from the entire neighborhood, but if it isn’t functional you have built it in vain. We all want to have beautiful and flourishing gardens, but when we have a family, we must also take into consideration the needs of the other members of it.

Divide the space of your yard in two or three visual spaces, one for play and relaxation, one for gardening and maybe one for pets. An open space, covered by lawn is ideal for your children. Here you can install a table for open air lunches or for a romantic summer evening dinner.

Do you have a fireplace? Keep a portion of your garden especially for depositing fire woods, but make sure it is at a considerable distance from the house or animals that can cause damage.

Curly Hair Care Tips

Curly hair care tips. Curly hair have different types. Big curly hair, curly frizzy curls up like a sausage that is very circular. Because various types of this, curly hair has a lot of problems because every person has a curly pattern that is different.

According YouBeauty, experts do not know clearly why there are many types of hair. Curly hair care tips too different. But definitely, the shape of your hair follicle curly-haired, has a bag of curly hair and also hair protein (keratin) that exist in the base of the hair will affect your hair type. All hair types will grow twisted, whatever your hair type. Will get curly hair if its wave number is growing.

Curly hair care tips

Keep the humidity
The owners of curly hair is highly recommended to maintain the hair moisture. In order for curly hair more smooth and gentle to use a deep conditioning treatment twice a month. If your hair is dry, do not wash too often, try to only twice a week.

Smoking in the morning

Especially accompanied by a cup of coffee, has become a ritual that hard to break. However, these habits seem to need to be stopped from smoking at the beginning of the day is more dangerous than smoking on the day or night. Research shows that smoking after waking up would increase the risk of lung cancer, neck and head. "Morning smokers have high levels of nicotine and other toxins from tobacco in his body. They are also more addicted than smokers who refrained from smoking a half hour or so after waking up," said researcher Joshua Muscat of Penn State College of Medicine. To find out why some smokers get cancer and not, Muscat and his team examined the link between cancer risk is there with the habit of first cigarette in the morning. The first study involved 4775 patients with lung cancer and 2835 of other smokers without lung cancer. Those who smoke 30 minutes after waking up 1.79 times higher risk of suffering from lung cancer than those who waited more than 60 minutes. Meanwhile, those who smoked 31-60 minutes after waking up had 1.31 times the risk compared to those who wait at least an hour. The second study involved 1055 people with brain and neck cancer and 795 people who smoked but did not suffer brain and neck cancer. Those who smoked within 30 minutes when you wake up 1.59 times the risk of brain and neck cancer compared with those who waited an hour. The risk of smokers who smoked 31-60 minutes after waking up 1.42 times than those who wait at least an hour

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3 Must Read Tips for Improved Horse Photography

Horse Photography Tip #1 - Choosing the right lens length DOES make a difference

Have you been having trouble with your images of horses? Does the horse's head look elongated and silly, and does his body look disproportional? It's possible you are using a lens that is too short.

If you photograph a horse while standing very close and with a short lens, say 28mm or 35 mm or even 50mm, you will get unpleasant results.

The short lens distorts the image. Horses' heads are already long and so are their bodies. If you want a humorous image, then by all means use your short lens close up. But if you want a quality conformation shot, I recommend going to a longer lens. The longer lenses compress the horse's body and head and make a more pleasing representation. I recommend using at least a 100 mm lens and preferably longer, like 200 mm. If you like the flexibility of zoom lenses, one of my favorite lenses for shooting domestic horses is the 70 - 200 zoom.

Wedding Etiquette on Hotel Rooms

A wedding with wedding destination theme has been gaining popularity these days. Couples are choosing a wedding venue far from home. Invited guests are mostly close friends and families who would take the trouble to do a long drive or fly to the wedding venue just to attend the wedding celebration.

Wedding venues for wedding destination are usually being held on a beach, a botanical garden, or scenic spots. These places are offered to public for a fee to use the place for wedding ceremony or wedding reception. But most of these wedding destination venues do not offer a place where the bride, groom, the wedding party and wedding guests may stay before the wedding day. This is the reason why nearby hotels are fully booked even a week before the wedding.

Foods That Cause Acne

 Foods That Cause Acne. Acne is one of the most hated enemy by everyone, especially women. Acne is not including a dangerous disease. But its presence is very annoying, though acne is not harmful but should we treat and handle well.

Acne is caused by clogged pores due to overactive oil glands. Although many medical experts who denied any connection between acne with the food we eat, there's no harm in avoiding some foods that supposedly can trigger acne.

Here are some foods can cause acne:

1. Sugar and Chocolate

Chocolate may be one of the most food trigger acne. Archives of Dermatology published a study which explains that the food has a high Glycemic Index scale, usually in processed carbohydrates such as sugar can cause the appearance of acne due to increased hormone levels.